As many have found out, credit card debt can turn into a financial nightmare.  Since many today are faced with this problem, one of the ways to resolving this dilemma is through credit card debt consolidation.  This approach could be one of the most important first steps in the direction of credit card debt reduction and ultimately elimination.

So, you may be asking what credit card debt consolidation is all about and how you can move in the direction of resolving your credit card debt.

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Most of the time, I often ask myself why entertainers are paid so much money for what they do.  And, most of the time, I am right in that it is way out of proportion to what they do for those big bucks.  Well, here is a clip that is the exception to that position.  This is Danny Kaye at his best, reciting the Pellet With The Poison routine from the 1955 movie classic The Court Jester:

http://www.youtube.com/watch?v=LS75NtlH3gI

A big time salute to Danny Kaye!

As is often the case whenever checking your mailbox, you find 0 balance transfer credit card offers.  Even though this can be a bit annoying at times, maybe you should at least open them up and read the fine print before handing them over to the shredder.  If you think about it, wouldn’t a 0 balance transfer credit card be a good idea?  I mean, you could take all those other credit cards in your possession and eliminate the interest charges by transferring that debt to one of those 0 balance transfer credit cards.  You would then be saving some money on the interest charges you get each month.

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If you desire to drop some weight in a fast way, you may be considering trying an 800 calorie diet.  Taking into consideration that, for women the average daily caloric need is between 1800 and 2000, while for men it is between 2200 and 2500 calories per day, the 800 calorie diet is a huge drop in calorie intake.  And, though this drastic approach does work, it is very much discouraged as a safe diet plan to lose weight quickly.

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In part one, we explored the many do-it-yourself home security systems available today.  Here in part two, we will take a look at some video technology that takes the home security system to another level.

If the simplicity of everything from the basic door stop alarm all the way up to a monitoring system to alert a security business of a break-in is not enough, there are video surveillance systems you can also access for self-installation to also literally ‘see’ the break-in in progress.

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If you enjoy a bowl of white rice, consider switching to brown rice and you could effectively reduce your risk of contracting diabetes.  According to a recent study released by a Boston-based research team, among a group of adults that were studied over a 22 year period, it was discovered that eating white rice presented a higher risk of Type 2 diabetes; whereas an increased consumption of brown rice lowered that risk.

By definition, Type 2 diabetes is diagnosed by the presence of high blood sugar levels as a result of the body not being able to process sugar properly.  Diabetes can be controlled, but only through diet and exercise and / or with drugs, depending on the severity of the disease.

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So, you find yourself in debt and don’t know what to do about it.  The phone keeps ringing off the hook and the mail is full of collection notices.  All the while, your debt is growing through late fees and over the limit credit card fees. Maybe it is time to seek help from a credit counselor.

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Welcome to Monday everybody!  And welcome to another edition of Uncle Jay Explains The News.  This week’s episode addresses the word “declaration” (as in “Declaration Of Independence”).  Let’s tune in and see what his definition is:

http://unclejayexplains.com/2010/07/04/uncle-jay-explains-july-5-2010/

How about we all make a declaration to keep improving on what we have while still recognizing why we have it!

Time was when someone wanted to have their home fitted with a security system, they turned to the professionals.  The best part of this was the no fuss, no muss approach when knowing the system was installed correctly.  The down side was the monthly fees attached to have them monitor your system.  In addition, they usually required the whole house be burglar proof in order to qualify.

Well, as technology has continued to improve, there are other options for the homeowner to consider when wanting to secure their home from burglars.  Enter the burgeoning field of do-it-yourself home security systems.  We will be taking a look at several systems from which to choose.  Depending on your pocketbook and your level of security, there is a system out there for you that you can install yourself.

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When it comes to organizing your home, for some who have a home-based business, the messiest place in the house is their office.  As such, it can be sorely neglected; mainly because it tends to be an ‘out of sight, out of mind’ room in the house.

If this describes you and you want to get organized, this article will give you some tips to do just that.

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If you are thinking about establishing a line of credit, there are a few things to keep in mind.  We will be taking a look at three main factors when determining whether you will be able to get a line of credit or not.  Being forearmed with this basic information will help you have a game plan in place when applying for a line of credit, thus giving you a fighting chance.

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Finding ourselves having grown up in a western society, it is most likely that calorie counting is frowned upon and generally pooh-poohed.  For quite some time now we have enjoyed a real “have it now” mindset when it comes to food.  As a result, our waistlines are definite evidence of this freedom so-called.

For those who are tired of the weight gain that comes with food choices regardless of their calorie content and are looking for the right diet to win the battle of the bulge, there is the popular 1200 calorie diet.

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I don’t think anyone would disagree that being a parent is not an easy task.  Even though raising children can be the most rewarding adventure in the world, virtually no parent would argue that it isn’t a difficult journey, fraught with challenges along the way.

At the same time, moms and dads can avoid many common pitfalls, by not falling prey to the many common myths about parenting; myths that can do far more harm than good.

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Finding yourself a bit overweight?  If so, it is likely you want to drop a few pounds.  Since summer is coming on or that vacation is just around the corner, being able to fit into that new swim suit is just the motivation you need to lose some weight. However, in this image-based world we all share now days, you want to make sure you lose weight and gain muscle.

Because, when you lose weight and build muscle, you are accomplishing two things.  You are ensuring that your weight loss won’t result in excess skin flapping about and you will be providing the furnace needed to burn the fat with that added muscle!

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In its simplest form, a reverse mortgage is a special type of home equity loan that is only available to the senior community. And, unlike the more conventional home mortgage loans, this senior reverse mortgage loan is not repaid. The loan is repaid when the house is sold, rather than in payments. The reverse mortgage is a loan that is paid out in a lump sum or over time, and provides the senior community with much needed tax free income.

You will find three basic types of reverse mortgage programs available for the senior community.

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If you have put into practice parts one, two and three of organizing your kitchen, the outer surfaces of your kitchen are now nothing short of sparkling clean.  It’s time to get under the surface for some deep-down cleaning.

Ready?  Okay, let’s get to it!

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Even though the word ‘diet’ can bring up some uncomfortable images of either eating like a rabbit or hardly anything at all, it actually refers more to the types of food that you eat.  It is often a combination of both protein and carbohydrates eaten together to stoke your metabolism and thus help you drop the pounds.

Even so, a diet can mean one thing to one person and something completely different to someone else. Regardless, the reality is that a diet means eating healthy food choices while keeping unhealthy choices to a minimum. Even if this doesn’t fit the standard definition of the word diet to most, it is still the true meaning of the word diet.

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Unless we are from another planet, when hearing the phrase “credit card debt” we flinch.  However, this phrase is becoming commonplace in our society.  The fact is, as much as we would like to, we can’t seem to stop using credit cards!  Seriously, how often do you want something, but can’t afford it?

At times like this, that wonderful piece of plastic can indeed save the day. Well, maybe not exactly. We’re actually just getting ourselves into trouble when we charge things that we know we can’t afford. This is not a prudent path if I may say so myself. Credit card debt is one of the last things you want at any point in your life.

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Once again, it’s time for another episode of Funny Fridays to get us into the weekend with a laugh.  This week’s entry is another skit with Tim Conway, Harvey Korman and Carol Burnett in a skit called No Frills Airlines:

http://www.youtube.com/watch?v=QCz8he36hsk

Not unlike some of the “no frills” airlines of today, eh?

Alright!  In part one and part two of organizing your kitchen, you reclaimed your countertops, made the hard decision as to which appliances to keep and which to say goodbye to and you can almost see your reflection in your clean, shiny sink.

As has been offered already, slow and steady wins the race!

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