Full Circle Thinker

19 Jun

Mortgage Rates Below 5 Percent But Going Up Nonetheless

Even though interest rates on 30-year fixed mortgages are no longer at historic lows, they still remain historically inexpensive.  As the economy shows sputtering signs of recovery, the housing market continues to struggle.  This being the case, now might be a good time to take the plunge into home ownership. The following examples reveal that [...]

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16 Jun

Have You Heard Of The Bankruptcy Abuse Prevention and Consumer Protection Act?

In 2005, even with protesting from some bankruptcy lawyers, consumer advocacy groups and judges, the government passed The Bankruptcy Abuse Prevention and Consumer Protection Act.  The reason for their protests was due to them believing that this act could potentially damage consumers who were over their head in credit card debt and not provide the [...]

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15 May

The Spender In Chief’s Sleight Of Hand

I just have to preface the following links with a sigh; and a shaking of the head and blinking of the eyes.  The current occupant of the white house has done nothing but up the ante that the previous administration was already doing: spending our way out of debt.  Now he has the audacity to [...]

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14 May

Fake It Till You Make It

The following article addresses the Obamas and their “living beyond their means” lifestyle prior to entering politics, the sale of his books and being elected president.  Now it appears that he has “bought the lie” when believing there is a Jack and the magic beans story for America. http://www.nydailynews.com/opinions/2009/05/04/2009-05-04_president_obamas_mantra_in_debt_we_trust.html#ixzz0FP1MYMFU&A I recommend we not be in [...]

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