Bankruptcies in excess of one million annually are a result of credit card debt alone.  The number one cause of this is the fact that many people secure a credit card without bothering to read the fine print.  As is often the case, they often use their credit card without thinking too much about it.  [...]

Prior to entering into a debt settlement agreement, you might want to think it all the way through.  The reason?  Those promises of eliminating 70 percent of your debt in the next 24 hours, or getting rid of your credit card balances without damaging your credit score may be just that: promises! (Read full article [...]

Broken down to its simplest term, a credit card in and of itself is nothing more than a small piece of plastic that easily fits in your wallet. But hold on: in reality, it’s not ‘just a piece of plastic’!  In reality, it’s a very powerful piece of plastic that is actually a representative form [...]

In this fast paced society, there never seems to be enough hours in the day.  With all we have to face each day, the last thing we might want to do is weight out the pros and cons of applying online for a credit card.  However, with the advent of the Internet and the powerful [...]

As the saying goes “when I was a child, I thought as a child” could have included viewing the cost of living through the eyes of a child.  If you are like me, the cost of things took on a whole new meaning once I grew up!  As a child, I never gave what something [...]