Bankruptcies in excess of one million annually are a result of credit card debt alone.  The number one cause of this is the fact that many people secure a credit card without bothering to read the fine print.  As is often the case, they often use their credit card without thinking too much about it.  [...]

Prior to entering into a debt settlement agreement, you might want to think it all the way through.  The reason?  Those promises of eliminating 70 percent of your debt in the next 24 hours, or getting rid of your credit card balances without damaging your credit score may be just that: promises! (Read full article [...]

As many have found out, credit card debt can turn into a financial nightmare.  Since many today are faced with this problem, one of the ways to resolving this dilemma is through credit card debt consolidation.  This approach could be one of the most important first steps in the direction of credit card debt reduction [...]

Unless we are from another planet, when hearing the phrase “credit card debt” we flinch.  However, this phrase is becoming commonplace in our society.  The fact is, as much as we would like to, we can’t seem to stop using credit cards!  Seriously, how often do you want something, but can’t afford it? At times [...]

As the saying goes “when I was a child, I thought as a child” could have included viewing the cost of living through the eyes of a child.  If you are like me, the cost of things took on a whole new meaning once I grew up!  As a child, I never gave what something [...]

The title of this article lends itself to an obvious answer: it is to finally be debt free from all those credit card bills!  So, now that you have the ‘why’ answered, let’s take a look at after you pay off credit card debt to help steer clear from any further credit card debt. The [...]

As more and more people go to a cashless society, having a credit card has gone from a luxury to a necessity.  In fact, unlike what you might think, many have more than one credit card in their possession. As a result, the credit card industry continues to grow by leaps and bounds. Even though [...]