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	<title>Full Circle Thinker &#187; Debt</title>
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	<link>http://fullcirclethinker.com</link>
	<description>Full Circle Thinking Outside The Box</description>
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		<title>Debt Negotiation: You Should Talk To Your Creditors</title>
		<link>http://fullcirclethinker.com/financial/debt-negotiation/debt-negotiation-you-should-talk-to-your-creditors/</link>
		<comments>http://fullcirclethinker.com/financial/debt-negotiation/debt-negotiation-you-should-talk-to-your-creditors/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 22:29:46 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt counselor]]></category>
		<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3382</guid>
		<description><![CDATA[If you find yourself hopelessly in debt with no visible way out, debt negotiation just might be for you.  If you are experiencing difficulty meeting your monthly obligations, it is vital to act quickly in finding a way to resolve this scenario. People often put this off, simply hoping the problem will resolve itself when, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Becoming a One-Income Family: Are You Kidding?</title>
		<link>http://fullcirclethinker.com/jobs/becoming-a-one-income-family-are-you-kidding/</link>
		<comments>http://fullcirclethinker.com/jobs/becoming-a-one-income-family-are-you-kidding/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 21:35:54 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly payments]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[second job]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3367</guid>
		<description><![CDATA[No, we are not kidding!  It is possible to pare down to one income, even in today’s economy.  The fact is, more couples are relying on two incomes than ever to meet their monthly financial obligations.  Statistics reveal that nearly 79% of married couples today find both husband and wife holding down a job.  This [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Refinance Your Mortgage Now?</title>
		<link>http://fullcirclethinker.com/financial/mortgage-loans/should-you-refinance-your-mortgage-now/</link>
		<comments>http://fullcirclethinker.com/financial/mortgage-loans/should-you-refinance-your-mortgage-now/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 21:46:29 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[credit card balances]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinance rate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3354</guid>
		<description><![CDATA[No doubt about it: current mortgage rates are exceptionally low right now.  As a matter of fact, mortgage rates are as low as they have been for decades, making the present time a great time to purchase a home or refinance an existing home loan.  However, is refinancing a good idea? (Read full article here)]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Foreclosure Help Online</title>
		<link>http://fullcirclethinker.com/financial/finding-foreclosure-help-online/</link>
		<comments>http://fullcirclethinker.com/financial/finding-foreclosure-help-online/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 21:17:52 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Debt Counseling]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[counselor]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt counselors]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3282</guid>
		<description><![CDATA[A great place to go if you are facing foreclosure is the Internet.  Regardless of how you feel right now, through the many resources offered online, you can research what options are available for you to then know what to do next when faced with foreclosure.  As can often be the case in situations such [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A No Interest Credit Card: A Good Idea?</title>
		<link>http://fullcirclethinker.com/financial/a-no-interest-credit-card-a-good-idea/</link>
		<comments>http://fullcirclethinker.com/financial/a-no-interest-credit-card-a-good-idea/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 18:30:32 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[credit card]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[no interest credit card]]></category>
		<category><![CDATA[zero percent credit card]]></category>
		<category><![CDATA[zero percent credit cards]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3262</guid>
		<description><![CDATA[As we see the world wide economic situation worsen, people everywhere are concerned about how they are going to keep their jobs and continue to meet their financial obligations.  Sad to say, there are no concrete answers due to each person&#8217;s situation being unique.  However, if you still have a job, it is imperative that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consider Debt Negotiation: It Can Solve Your Financial Problems</title>
		<link>http://fullcirclethinker.com/financial/consider-debt-negotiation-it-can-solve-your-financial-problems/</link>
		<comments>http://fullcirclethinker.com/financial/consider-debt-negotiation-it-can-solve-your-financial-problems/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 19:19:07 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[IOU]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3258</guid>
		<description><![CDATA[If you are experiencing unresolved debt, no doubt it is keeping you up at night!  Even though there is good reason for this, it is not something we enjoy.  With the phone constantly ringing with demanding creditors on the other end and an endless stream of letters in the mailbox, it is hard to forget [...]]]></description>
		<wfw:commentRss>http://fullcirclethinker.com/financial/consider-debt-negotiation-it-can-solve-your-financial-problems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Let&#8217;s Talk About Business Credit</title>
		<link>http://fullcirclethinker.com/financial/lets-talk-about-business-credit/</link>
		<comments>http://fullcirclethinker.com/financial/lets-talk-about-business-credit/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 05:28:15 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3237</guid>
		<description><![CDATA[With more and more people looking into starting their own business, one of the things needed is the establishment of credit for the business.  Whether you are a business owner or are considering becoming one, it is vital to gain the business credit necessary to have the financial access needed to ensure your business survives [...]]]></description>
		<wfw:commentRss>http://fullcirclethinker.com/financial/lets-talk-about-business-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning for Retirement Living</title>
		<link>http://fullcirclethinker.com/financial/financial-planning-for-retirement-living/</link>
		<comments>http://fullcirclethinker.com/financial/financial-planning-for-retirement-living/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 23:17:44 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3229</guid>
		<description><![CDATA[No matter your age, now is always a good time to begin planning for your eventual retirement. If you haven’t been preparing or planning for your inevitable retirement, you need to start thinking about financial planning for retirement living, whether you’re in your 20s, 30s, or 40s. The earlier you start financial planning for retirement [...]]]></description>
		<wfw:commentRss>http://fullcirclethinker.com/financial/financial-planning-for-retirement-living/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exactly What Is A Credit Card?</title>
		<link>http://fullcirclethinker.com/financial/credit-card/exactly-what-is-a-credit-card/</link>
		<comments>http://fullcirclethinker.com/financial/credit-card/exactly-what-is-a-credit-card/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 21:53:41 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3176</guid>
		<description><![CDATA[Broken down to its simplest term, a credit card in and of itself is nothing more than a small piece of plastic that easily fits in your wallet. But hold on: in reality, it’s not ‘just a piece of plastic’!  In reality, it’s a very powerful piece of plastic that is actually a representative form [...]]]></description>
		<wfw:commentRss>http://fullcirclethinker.com/financial/credit-card/exactly-what-is-a-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Important Debt Negotiation Principles</title>
		<link>http://fullcirclethinker.com/financial/debt-consolidation-financial/important-debt-negotiation-principles/</link>
		<comments>http://fullcirclethinker.com/financial/debt-consolidation-financial/important-debt-negotiation-principles/#comments</comments>
		<pubDate>Sun, 25 Jul 2010 19:05:47 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://fullcirclethinker.com/?p=3147</guid>
		<description><![CDATA[If you find yourself in need of debt negotiation, you need to be aware of specific principles that should be followed in order to experience a successful debt negotiation.  Even though debt negotiation is never a pleasant task for anyone, you can make it a lot less stressful if you work with your creditors instead [...]]]></description>
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		<slash:comments>0</slash:comments>
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