No, we are not kidding!  It is possible to pare down to one income, even in today’s economy.  The fact is, more couples are relying on two incomes than ever to meet their monthly financial obligations.  Statistics reveal that nearly 79% of married couples today find both husband and wife holding down a job.  This [...]

When wondering if a government grant is a good idea or not, let’s first discuss what a grant is. (Read full article here)

If you are experiencing unresolved debt, no doubt it is keeping you up at night!  Even though there is good reason for this, it is not something we enjoy.  With the phone constantly ringing with demanding creditors on the other end and an endless stream of letters in the mailbox, it is hard to forget [...]

With more and more people looking into starting their own business, one of the things needed is the establishment of credit for the business.  Whether you are a business owner or are considering becoming one, it is vital to gain the business credit necessary to have the financial access needed to ensure your business survives [...]

It may appear to many that the rich just keep getting richer without having to do anything for it.  But, that appearance would be wrong.  Other than the fact that, almost without exception, the rich work hard for their riches, there is also something else they do to increase their riches: they invest their money [...]

Broken down to its simplest term, a credit card in and of itself is nothing more than a small piece of plastic that easily fits in your wallet. But hold on: in reality, it’s not ‘just a piece of plastic’!  In reality, it’s a very powerful piece of plastic that is actually a representative form [...]

There are two very good reasons why taking out a line of credit is a good idea and both are valid ones. (Read full article here)

In this world where high interest payments are so prevalent, possessing 0 apr credit cards is no longer a luxury; they have become a necessary hedge against paying too much for something charged.  Prior to obtaining one of those 0 APR credit card offers in the mail, I was paying a very high rate of [...]

As the saying goes “when I was a child, I thought as a child” could have included viewing the cost of living through the eyes of a child.  If you are like me, the cost of things took on a whole new meaning once I grew up!  As a child, I never gave what something [...]

It should go without saying, but when more money is going out than coming in each and every month, that is known as a negative cash flow.  Or, more simply put: finding some month left at the end of the paycheck!  This being the case, there are some options from which to choose in order [...]

There is no doubt that debt is on many people’s mind today.  As such, many are seeking answers to their financial problems.  To fill that void comes debt consolidation companies.  Even though many of these companies are on the up and up, others are simply in it for the money.  Your money!  Before you look [...]

There is no doubt that debt is on many people’s mind today.  As such, many are seeking answers to their financial problems.  To fill that void comes debt consolidation companies.  Even though many of these companies are on the up and up, others are simply in it for the money.  Your money!  Before you look [...]

Even though interest rates on 30-year fixed mortgages are no longer at historic lows, they still remain historically inexpensive.  As the economy shows sputtering signs of recovery, the housing market continues to struggle.  This being the case, now might be a good time to take the plunge into home ownership. The following examples reveal that [...]

In 2005, even with protesting from some bankruptcy lawyers, consumer advocacy groups and judges, the government passed The Bankruptcy Abuse Prevention and Consumer Protection Act.  The reason for their protests was due to them believing that this act could potentially damage consumers who were over their head in credit card debt and not provide the [...]

As the country struggles under an ever increasing sea of debt, we are awakening to the possibility of “sowing what we have reaped” to the tune of being beholden to countries that are at the least Socialist and at worst Communist.  This does not bode well for a nation founded on the capitalist system, whereby [...]

A laugh-to-keep-from-crying video link addressing the world financial crisis provided by Clark and Dawe, titled “Lending Merry-Go-Round”: http://www.youtube.com/watch?v=5D0VhS8qXT0 So, once again they prove what all leaders so-called are trying to convince us of….. That “only” being $13+Trillion dollars in debt is waaaaayy better than it  could have been if the Bush/Obama administrations hadn’t intervened with [...]