No, we are not kidding!  It is possible to pare down to one income, even in today’s economy.  The fact is, more couples are relying on two incomes than ever to meet their monthly financial obligations.  Statistics reveal that nearly 79% of married couples today find both husband and wife holding down a job.  This [...]

With more and more people looking into starting their own business, one of the things needed is the establishment of credit for the business.  Whether you are a business owner or are considering becoming one, it is vital to gain the business credit necessary to have the financial access needed to ensure your business survives [...]

Now that you have landed that dream job, it is vital to keep it, right?  That doesn’t mean you should feel the need to be a ‘brown-noser’ or be constantly volunteering whenever the boss is looking for someone to take on additional tasks.  What it does mean is to find common ground on which to [...]

It should go without saying, but when more money is going out than coming in each and every month, that is known as a negative cash flow.  Or, more simply put: finding some month left at the end of the paycheck!  This being the case, there are some options from which to choose in order [...]

In part one, we were introduced to the phenomena called Sleep Deprivation.  Here in part two and concluding in part three, we will look at ways to turn this sleep deprivation ship around. We need to get something clear right from the beginning of this article addressing sleep deprivation: There is no such thing as [...]

Anyone will attest to the fact that nothing can take the place of a good night’s sleep. The problem is achieving that good night’s sleep, even once and awhile.  In the two part follow up to this introduction, we will explore two areas that will help you get back to that restful night’s sleep we [...]